No Credit Car Loans near St. Louis, MO

The Path to No Credit Car Loans

Here at AutoCenters Herculaneum, we know that financing your car can sometimes be a stressful ordeal - especially if you are a new buyer. It seems like there is tons of paperwork, and things to memorize. However, our financing team does their best to work with you and make the process as hassle-free as possible. Be sure to check out our tips for first-time car buyers to help take some of the stress out of finding the perfect car for your needs.

We do often have Kirkwood, Webster Groves and Ballwin customers who either have not had the chance to build up their credit yet, or who have not explored credit building options. There are a number of ways we can help you if you do not have credit and want to get a car. Head on over to our credit building article to learn helpful tips on how to build your credit history.

What Are No Credit Car Loans?

In their most basic state, no credit car loans are exactly what they sound like: loans for customers with either very limited or no credit history. There are a number of benefits that can come with no credit car loans.

The main benefit is that it gives you the ability to purchase a car, no matter your credit situation. We are well aware that there are a number of circumstances that could affect your credit score. Many of our younger customers, for instance, have not had time to build up their credit yet, and therefore running a credit check on them will do no good. We want to do our best to help you despite this setback in your credit history. Start improving your credit score today!

No credit car loans help us do that: it is a pathway through which we can offer our Arnold, Fenton, Festus, St. Louis customers a solution.

The Next Steps

Before you find the perfect used car on our lot, there are a few steps you can take which will help you decide whether or not a no credit car loan is right for you.

Firstly, you can utilize our guaranteed auto financing application. We do not require a social security number to start, and you can get an idea of your automotive credit score. Moreover, this does not affect your current credit score - instead, it gives you a figure of what you can afford.

If you would like to learn more information about our financing process, or you would like to come in and look at our comprehensive selection of pre-owned vehicles, stop by AutoCenters Herculaneum, in Herculaneum, MO. Our friendly team would be more than happy to help you. Over the years we've helped numerous drivers answer the tough question of how much car can I afford?

60 Second Pre-Approval

See your loan approval amount & credit score in seconds! No SSN required! No affect on your credit report!

Get Pre-Approved
  1. AutoCenters Herculaneum

    1225 Mcnutt St
    Herculaneum, MO 63048

    • Sales: (636) 232-0333
Loading Map...

Get in Touch

  • Contact our Sales Department at: (636) 232-0333
  • Monday9:00AM - 8:00PM
  • Tuesday9:00AM - 6:00PM
  • Wednesday9:00AM - 8:00PM
  • Thursday9:00AM - 6:00PM
  • Friday9:00AM - 8:00PM
  • Saturday9:00AM - 5:00PM
  • SundayClosed