AUTOCENTERS HERCULANEUM BLOG - ST. LOUIS, MO

The Best Used Cars to Buy for Uber and Lyft

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Ride-sharing apps like Uber and Lyft (and what seems like a dozen others) have exploded in the greater St. Louis area over the last few years. These simple apps can be used right from your smartphone, they give riders a huge amount of control over the type of car they book, the drivers they choose, and future experiences they might have.

Uber and Lyft are also great options for drivers in STL who are looking to bring in some extra cash, but don't want to commit to a side job. Ride-share driving lets you set your own schedule, work…

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Build Good Credit While in College

 
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August is our month to focus on tips for students who will be returning to school soon, and we've got more for you.

If you're a college student and you feel like you're struggling to get a hold on your understanding of car financing or credit scores, we encourage you to explore our blog and read more about Credit Tips, pros and cons of car financing, auto loans, and more.

 
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Back-to-School Time: How to Buy the Best Car for a Student

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It's August, and students from Jefferson College, SLU, Maryville University, UMSL, SCC, and Lindenwood University are heading back soon to start a new semester.

Whether you're living on campus or off, having access to a car could be a huge benefit for students who want to get the most out of their school year--and instead of begging or bribing friends or constantly hunting for Ubers, you could get your first car on a budget.

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Financing Terms: How Much Do You Know?

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We cover a lot of financing topics here on the AutoCenters Herculaneum blog--but today, we want to go a little more high-level.

Our financing team works with a lot of first-time buyers, people with no credit, and students--some are in all of the categories. If you've never had to work with financing before, there's a chance that you don't know a lot about the terms used.

Brush up on common auto finance terms and phrases, so that you can be confident when you go to buy your next car.

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Find Great Used Cars Near STL for Under $10,000

 

If you want to get a vehicle that's safe, trustworthy, clean, and that looks as good as it feels, you may think you need to pay out the nose to get it.

Here's the really, really good news: at AutoCenters Herculaneum, just outside of St. Louis, you can get a used car under $10,000 that you'll love--or a truck, or an SUV, or even a hot little sports car. Don't let other used car dealers in STL make you think that you need to overpay for a great vehicle.

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How Does Kelley Blue Book® Value Used Cars?

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Used car prices are sometimes tricky to navigate--they can vary so much based on location, season, even based on what new cars are coming out, or what cars are being discontinued.

If you're wondering what your used car is worth, you want to be prepared with some solid information and research before you go to list it online, to sell it to a dealer, or to use it as a trade-in when you want to buy a better, newer vehicle.

There are a few different used car appraisal tools out there that can help, but one of the most…

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Should You Refinance Your Car Loan?

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Refinancing a car loan is one way to lower your monthly payments if you're having a hard time making them consistently and in full.

But, it's not your only option.

Along with a path of refinancing, you can trade in your current car to a local St. Louis car dealership and get into a more affordable car that's a better fit for your lifestyle.

Whatever reason you have to need to make changes fast, AutoCenters Herculaneum wants to help you find the solution that's going to be right for you--no matter which it is.

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The Ultimate Credit Tip

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This key credit tip from AutoCenters probably isn't going to come as much of a surprise, but with tax refunds starting to come in--and Herculaneum and St Louis locals getting excited about what they'll spend it on--it's time for this helpful reminder:

The best way to raise your credit score is to pay everything on time, all of the time.

It's simple, but it's true.

Every on-time payment is like a gold star on your credit report. And every late payment? Is a harsh mark.

 
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