AUTOCENTERS HERCULANEUM BLOG - ST. LOUIS, MO

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How Tax Season Can Seriously Change Your Ride

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Tax season has officially started out here in the greater St. Louis area. Whether you've prepped for this (and maybe already submitted your paperwork) or you're the type to submit everything online at the last minute (no judgement) you're probably already dreaming of what you're going to do with your tax refund if you're getting money back this year.

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The Best Used Cars to Buy for Uber and Lyft

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Ride-sharing apps like Uber and Lyft (and what seems like a dozen others) have exploded in the greater St. Louis area over the last few years. These simple apps can be used right from your smartphone, they give riders a huge amount of control over the type of car they book, the drivers they choose, and future experiences they might have.

Uber and Lyft are also great options for drivers in STL who are looking to bring in some extra cash, but don't want to commit to a side job. Ride-share driving lets you set your own schedule, work…

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Financing Terms: How Much Do You Know?

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We cover a lot of financing topics here on the AutoCenters Herculaneum blog--but today, we want to go a little more high-level.

Our financing team works with a lot of first-time buyers, people with no credit, and students--some are in all of the categories. If you've never had to work with financing before, there's a chance that you don't know a lot about the terms used.

Brush up on common auto finance terms and phrases, so that you can be confident when you go to buy your next car.

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How Does Kelley Blue Book® Value Used Cars?

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Used car prices are sometimes tricky to navigate--they can vary so much based on location, season, even based on what new cars are coming out, or what cars are being discontinued.

If you're wondering what your used car is worth, you want to be prepared with some solid information and research before you go to list it online, to sell it to a dealer, or to use it as a trade-in when you want to buy a better, newer vehicle.

There are a few different used car appraisal tools out there that can help, but one of the most…

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Should You Refinance Your Car Loan?

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Refinancing a car loan is one way to lower your monthly payments if you're having a hard time making them consistently and in full.

But, it's not your only option.

Along with a path of refinancing, you can trade in your current car to a local St. Louis car dealership and get into a more affordable car that's a better fit for your lifestyle.

Whatever reason you have to need to make changes fast, AutoCenters Herculaneum wants to help you find the solution that's going to be right for you--no matter which it is.

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Your Tax Refund Could Be a Helpful Downpayment

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Tax season is up on us in Herculaneum, and drivers all across St. Louis are getting the paperwork together and crossing their fingers for a big, fat check to come back in the mail.

Whatever your federal or state tax refund looks like this year, consider using that cash as a helpful, healthy downpayment on your next car or truck! Whether it's $500 or $5,000, every bit helps to shave down the overall cost of the loan that you'll take out.

 

 

 

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Follow the 20/4/10 Rule for the Smartest Auto Loan Options



 
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You want to get out of that old car and into a new truck, SUV, or sporty sedan. But, you want to make financially smart decisions for you and for your budget.

Can you have both?

If you follow the 20/4/10 rule (guideline) it's easy to figure out how much car you can afford, and what you can comfortably pay per month to stay on budget and not stress over your loan.

 

 

 

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Start the New Year with a New Credit Score

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2018 is Sure to Be Filled with Opportunities

 

Have you been keeping up with our credit tips?

If you have, you may already be noticing some positive changes in your credit score! Every small change in your spending, saving, and payment habits mean small steps toward better credit.

Bad-credit and no-credit drivers in St. Louis are well-armed for the New Year with ideas and inspiration for turning around their scores for the better--but in the meantime, we're here for you.

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Cash or Credit? Find the Best Path to Financing Near St. Louis at AutoCenters

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There are some credit-savvy consumers in the St. Louis area who prefer to pay for a used car in cash, rather than exploring their financing options--and if you've got a nest egg of $5,000 - $15,000 saved up for it, then paying in cash could be a smart choice for you.

But when is it a better idea to choose auto financing for your pre-owned car, truck, or SUV purchase?

AutoCenters Herculaneum can help you decide which financing option will be the best fit for your budget, your lifestyle, and your credit situation.

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Using the 'Value My Trade' Tool

Here at AutoCenters Herculaneum, we know that purchasing a vehicle can involve many hoops through which to jump.

Our goal is to make sure that the experience of buying a vehicle from us is both hassle-free, and enjoyable.

One of the ways that you can save money on a vehicle purchase is by trading in your current vehicle. We have an online tool you can use. This tool will use the information you put in to deduce how much your current vehicle is worth.

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